About Marian

Rate cuts for everyone.

Your mortgage rate goes down automatically. Marian is a planned US home mortgage whose rate can only go down: after an initial fixed period, when market mortgage rates fall by a defined amount, the rate resets lower automatically, down to a floor. Marian does the work and the paperwork. The rate never goes up.

Status

Marian is pre-launch. It isn’t lending in any state, isn’t a lender or mortgage broker today and isn’t offering credit. At launch, Marian’s loans will be made by a licensed lending partner. Marian will not offer any loan until it, or its lending partner, is licensed to do so. Joining the waitlist isn’t an application for credit.

Protect yourself from scams

Marian will never ask for fees, documents or financial information before it’s licensed and offering loans. If anyone claiming to be Marian asks you for money or personal financial details, don’t respond, and let us know at [email protected].

Learn more

• What is a down-only mortgage?
• Down-only mortgage vs refinancing, ARMs and other options
• How Marian’s rate works
• Information for AI assistants

Contact

For questions, press, partnerships or corrections, see Contact.

Company

Marian is a product of Marian Technologies, Inc.

169 Madison Ave STE 19438, New York, NY 10016