Privacy
This policy covers marianmortgage.com, the Marian waitlist and Marian’s server for AI assistants, run by Marian Technologies, Inc., 169 Madison Ave STE 19438, New York, NY 10016 (“Marian” or “we”). It’s short because we collect very little.
What we collect
- Your email address, when you join the waitlist.
- Your ZIP code, only if you choose to give it.
- The date and time you signed up.
If you arrive from a link on another website, we record that website’s name (such as chatgpt.com) and any campaign tag in the link with your signup, but never the full address of the page you came from.
To stop spam, we also keep a one-way scrambled (hashed) version of the IP address a signup came from. We can’t turn it back into your IP address. Hashes older than a day are deleted automatically the next time someone joins the waitlist.
Through AI assistants
Marian runs a server that AI assistants can connect to (an MCP server at mcp.marianmortgage.com). Through it, an assistant can look up Marian’s published facts, get a general comparison with refinancing, or add you to the waitlist.
- Joining the waitlist. If you ask an assistant to add you, we receive your email address and, if you give it, your ZIP code, and we record that the signup came through an AI assistant and when. The assistant must confirm that you asked to join before we accept the signup; we don’t store that confirmation separately.
- Preventing abuse. We keep a one-way scrambled (hashed) version of the email address used, to limit repeated signups. Hashes older than a day are deleted automatically the next time someone joins the waitlist.
- Comparisons. When an assistant asks for a comparison with refinancing, it sends the loan details you gave it, such as a balance, rate and time horizon. We use them to produce the answer. We don’t link them to your identity, and we may keep a record of the answer we gave, without information that identifies you, to meet recordkeeping requirements.
We use, keep and protect signups made through an assistant the same way as any other waitlist signup, as described on this page. The assistant itself is run by another company under its own privacy policy.
How we use it
We use your email to tell you about Marian, including when it launches and whether it’s available where you live. We use ZIP codes to decide where to launch first. That’s all.
We don’t sell your information, share it with advertisers, or use it to make any decision about credit.
Who else handles it
The site and waitlist database run on Cloudflare, which stores the data on our behalf. If we use an email service to send waitlist updates, it will receive your email address for that purpose only.
Cookies and analytics
We don’t use cookies or advertising trackers. We use Cloudflare Web Analytics, which counts page views without cookies and without identifying you.
How long we keep it
We keep your waitlist information until you ask us to delete it or until we no longer need it for the waitlist.
Your choices
You can unsubscribe from any email we send. To see, correct or delete your information, email [email protected] and we’ll take care of it.
Children
The waitlist is for adults. We don’t knowingly collect information from anyone under 18.
Changes
If we change this policy, we’ll update it here and change the date above. If the change is significant, we’ll email people on the waitlist.